Sherrie St. Cyr, Money Coach - Money Inside and Out
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Sherrie St. Cyr, Money Coach

Hi, I’m Sherrie!

That’s me, cleverly and convincingly disguised as a rather uninteresting older lady. Don’t be deceived! Under that sedate facade is the heart of a rebel, the tongue of a sailor (at least in private) and an attitude that can be scarily contrarian at times. And yet . . .

My Story

As a psychotherapist I’ve been helping people set goals, make changes, and improve their lives for over 20 years (yes, I’m old). I’ve also made my own share of not-so-smart money moves and life has thrown a lot at me at times. I’ll keep it short, but I’ve survived divorce, bankruptcy, and the medical costs of two pacemakers. I’ve raised two boys as a single parent and I’m helping one through college as I write this.

I’ve budgeted as a college student paying my own way, a single woman, a married working woman, a stay-at-home Mom, the wife of an unemployed husband and as a single parent. There’ve been times with lots of money and time with not much.

Through learning my own lessons and years of helping my clients as a psychotherapist I’ve learned the simple steps that can help you change your mind, change your behavior, and change your future.

Yes, I did some book learning along the way. My B.S. is in Finance and Banking and my Masters is in Social Work. Kind of a weird combo, I know, but that’s exactly why I’m able to help you with your money. I understand the numbers and I also understand that money management isn’t ALL about the numbers!

Working as a money coach lets me combine my expertise and my passion – helping people make better money decisions AND make them stick!

My Values and Beliefs


You have the right to set your own goals for your life and your money, whether society agrees with you or not. The only permission you need is from yourself.


I’ve been dead twice, so every day is precious to me. I believe there is ALWAYS something to be grateful for, even when we can’t see it.


I will tell you the truth as I understand it, knowing that you may understand it differently. That doesn’t mean either of us is wrong.

You CAN learn the skills to manage your money and move forward toward your dreams.


No more wondering how you spent $68 when you only went to the store for cat food.

My Approach

In one word – eclectic. In the years I’ve been a therapist I’ve studies a LOT of methods and modalities and have learned something from each one of them.

I could get technical and reel off a lot of acronyms that wouldn’t mean anything to you, but I don’t like it when people do that to me, so I won’t do it to you, either.

In brief, I focus on what and how. I don’t spend a lot of time on why. In my early years as a therapist I was fascinated by “why”. Now I know that you can understand very deeply why something is the way it is without moving a single step closer to changing it. I’m all about changing what isn’t working!

What Others Say

As someone who is focused on early retirement, I’m always seeking tools to help my debt-free journey. Sherrie’s “My Money Journal” has helped me to recognize the connection between emotion and spending.  The Vision Board helps keep me focused on the big picture. I am using the Daily Money Journal to help identify and improve my spending habits.

Sherrie St. Cyr could very well be the answer to your money management prayers! Finally, someone has come along who can help us understand our personal money mindset and the triggers that sabotage our spending. If you are ready to get away from money guilt, Sherrie has the knowledge and experience to show you how. Thank you, Sherrie!

I love Sherrie’s Money Journal. It really helps you get to the heart of how you feel about money, work through your obstacles, and make a solid budget plan. Thanks so much, Sherrie!